Don't get mugged, use transfers

[Himon2413]

In July, nearly 682,000 bank transfers were made, 36% more than the previous year.

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"It's better to make a bank transfer than a daily square transfer," advised the president of the Consumer Relations System of the Association of Banks (Asbanc), Fernando Arrunátegui.
It is a phrase that may sound funny, but it reflects the reality of the streets of Lima, where hundreds of thefts occur daily.
"It is possible to significantly reduce the chances of becoming another statistic of citizen insecurity," he says.
Asbanc has incorporated other expressions into its security campaign, such as "money attracts danger", "don't give yourself away, you're the richest person you lose" and "a cashier's check doesn't prevent crime".
The debit card is not the only tool philippines number screening available to make payments and thus avoid carrying cash in your pocket.
Arrunátegui and the manager of the Electronic Clearing House, Jorge Martínez, recommend that users use other options, such as bank transfers and cashier's checks.
BENEFITS Bank transfers work like this:
1. They are made online, through bank tellers or ATMs.
2. The cost of the operation varies depending on the financial institution and the destination city of the money.
3. If the transfer is made between accounts of the same entity, there will be no charge. If it is made between different companies, there will be a surcharge of between S/.1.70 and S/.4.50.
4. When the transfer is made to a different city, 0.05% of the amount sent will be charged. It is recommended that this instrument be used for payments of services, schools and suppliers.
BEARER Those who prefer to use cashier's checks should take into account the following:
1. This tool can be used to transfer even small amounts of money, such as S/.100.
2. It is best to use it for large payments, such as the down payment on a house or a vehicle.
3. This check is made out to a person and may be stamped "non-negotiable."
4. Payment is fully guaranteed by the bank.
5. The average price to access this instrument is S/.14.
Asbanc recalled that S/.320 billion are withdrawn from banks every year. Do not become another figure of crime.