Electronics consortium: R$337.8 million made available in 2023

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In 2023, the consortium of electronics and other durable goods, popularly known as the electronics consortium, recorded the highest percentage increase in the volume of credits made available among all segments of the Consortium System. In the accumulated 12 months, R$ 337.8 million in credits were granted to consortium members. This result exceeded the R$ 237.8 million of the previous year by 42%.

It is worth noting that any new movable property or set of movable property is included in the electronics consortium, except vehicles in general, which belong to another category. In practice, this means that there are countless goods that can be purchased with the available credits, whether by individuals or companies. Learn more about the subject in this post .

Contemplations triple in five years
Just as with the volume of credits made available, the total number ukraine whatsapp list of grants has also seen significant growth in recent years. From 2019 to 2020, for example, the total number of grantees almost doubled, rising from 16,930 to 32,473 – an increase of 91.8%.

In 2023, the electronics consortium recorded 57,635 contemplations. With this, it closed with an increase of 13.6% in relation to the 50,733 contemplations registered a year earlier. In the last five years, this indicator registered an average annual growth of 35.8%. The data is from the economic advisory of ABAC .

Traded credits and subscriptions slow down
Unlike the scenario above, in 2023 the electronics consortium suffered fluctuations and recorded a decline in some indicators. This is the case of the volume of credits traded, which fell by 52.8%. R$429.5 million in credits were contracted in 2023, compared to R$909.4 million accumulated in 2022. In the monthly analysis, January showed the best performance, with R$55.8 million in credits traded.

In terms of quotas traded, the slowdown was 60.3%. There were 79,288 quotas traded in 2023 compared to 199,917 in the previous year. The peak of new subscriptions occurred in January with 15,401 sales.

Over the last five years, the segment has undergone a process of sales acceleration that culminated in almost 200 thousand new members in 2022. As a result, the result for 2023, although negative, was still better than that achieved in 2020 and 2019, when they were 77,289 and 54,735, respectively. Thus, the average annual growth recorded between 2019 and 2023 was 9.7%.

Average ticket for electronics consortium grows
The average ticket price for the electronics consortium resumed growth in 2023, after the previous year had shown a reduction in this indicator. In December 2023, the average value of the quota sold was R$5,013 – 186.6% above the R$1,749 indicated in the same period of the previous year. Regarding the average annual ticket, the increase was 19.1%. While in 2023 the average quota was R$5,417, in the previous year the equivalent was R$4,549.

Finally, the active participants indicator showed an increase in all months from January to November 2023 compared to the same period in the previous year. The best performance occurred in February, with 288,702 members. Only December had a small decline in relation to the same period in 2022, having reached 271,380 active participants as opposed to 282,209 – a decrease of 3.8%.

Check out the summary of the service consortium's performance in 2023 in the table below: